Are you leaving money on the table?
Most business owners pick a card once and never revisit it. Meanwhile, every dollar of operating spend that flows through the wrong card is a hidden tax — money you've already earned and are quietly leaving behind.
A 60-minute business optimization session. One clear plan. No discovery call required.
Book your session — $595 Pay once. Keep the plan forever.The math, shown like a statement
Real spend patterns, run against the same routing method we use in every session — current setup versus cards matched to how each business actually spends:
| Current: one flat 1.5% card on everything | $6,300 |
| Routed: 3% on ads, software & phones + 2–2.5% base | $9,009 |
| The difference$13,500 over five years | +$2,709/yr |
| Current: business debit card — earns nothing | $0 |
| The difference$30,000 over five years | +$6,001/yr |
| Current: premium travel card, $895 fee, points he barely uses | $2,273 |
| If he wants cash2% + 3% stack, no big fees | $6,990/yr |
| If he actually flewpoints, redeemed through airlines | ~$8,400/yr* |
Every figure is net of card fees. Worked examples — modeled from composites of real spend patterns in each trade. Your number comes from your statements.
Prefer flights to cash? Same method, different redemption. For travel-goal clients, the plan routes to transferable points instead — where the identical spend gap is often worth 1.3–2× more in flights, if you're willing to book through airline partners. Your intake tells us which plan to build.
What's included
We analyze your actual spend categories from six months of statements — not assumptions, not a survey.
Matched to how your business actually spends, including fees, caps, and the fine print that decides what really earns.
Exactly what your current setup is costing you, in dollars per year.
A clear routing plan you can implement the same week.
Live walkthrough of the plan, your questions answered.
One flat fee. And if your current card is already the right fit, the report says so — honestly.
How it works
$595 flat, right here. Checkout takes you straight to your intake form and statement upload.
PDF or CSV exports from your card portal. Six months is what it takes to see seasonality and the real pattern — not a lucky month.
Once your statements are in, you'll pick your session time — typically the following week — and get a confirmation email laying out exactly what to expect.
We walk the full analysis together, live: what to route where, what it earns, and why.
The complete written plan lands in your inbox. Keep it forever — no retainer, nothing else to buy.
The guarantee
If your session doesn't identify at least $1,000 per year in opportunity, we refund the full $595.
That includes the honest outcome: if your current setup is already right and there's nothing meaningful to find, you get your money back and a report saying exactly that. We'd rather refund a fee than manufacture a recommendation.
Questions, answered straight
One month lies. Trades businesses have seasonality, big one-off material orders, and annual bills that only show up in certain months. Six months is the minimum window where the real pattern — and the real routing answer — is visible. Owners' own estimates of their spend are routinely off by 30% or more; the statements are the data.
PDF or CSV statement exports, downloaded directly from your card issuer's website or app. Every major issuer offers both. If you're not sure how to export them, the confirmation email after booking includes one-page instructions for the major issuers.
Then the report says so, plainly, and the guarantee kicks in — full refund. We don't manufacture reasons to switch. That honesty is the product; a recommendation you can't trust is worth nothing.
No. There is no discovery call, because there's nothing to discover — the price is on this page, the deliverables are on this page, and if the math makes sense for your business you can book right now. Your time is billable. So is ours.
No. This is a rewards and spend-routing analysis based on your statements. How rewards are treated for tax purposes depends on your situation — we'll flag anything worth asking about, and we'll always point you to your own CPA for tax treatment before you act on it.
Statements are used solely to produce your analysis, stored in a private client folder, and never shared or sold. You can request deletion of your files after your report is delivered.
Ready?